Built by Operators.
Rebuilt to Lead.

FactorFox didn’t start in a lab. It was born in the trenches of specialty finance where broken systems, manual processes, and legacy tech slowed the industry down.

Our story

The First Factoring Cloud Software Company

FactorFox has spent over 18 years perfecting factoring software. We started out as software run on a server. Over time, we evolved our product to become an actual software application compiled on a server farm and distributed over a secure private network.

FactorFox Software, LLC was started in 2002 by Jeff Callender. Jeff was a factor with many years’ experience buying receivables, and Robert Vasquez, a programmer who also had worked in the accounting field. The first two years were spent developing the concept, then coding and writing the first-ever web-native factoring software platform.

That product was released in 2004 and has matured steadily since. As technology improved and web browsers became more sophisticated, our company grew too. We partnered with strategic companies like RackSpace for our hosting and Iron Mountain as our software escrow company. We understand your data is extremely important and we take many steps to make sure you’re protected.

FactorFox has become a leader in the factoring software industry and is used reliably in the United States, Canada, Australia, United Kingdom, Columbia, Chile, Peru, Mexico and South Africa. FactorFox is a solution for all types of Factors – ranging from one-person shops and startups to complete franchises and factoring experts.

Origin

FactorFox was born from firsthand experience and was created by factoring professionals who knew the struggles all too well. They dealt with missing documents, tedious manual reviews, outdated portals, and the never-ending chaos of compliance. Most of all, they heard the frustration from clients constantly asking, “Where’s my money?” Instead of accepting these bottlenecks as part of the job, they set out to fix them. FactorFox wasn’t just built for the industry, it was built from it.

The Breakthrough

Tired of patching broken systems, the FactorFox team took a bold step. They rebuilt the platform from the ground up. This time, they placed AI at the core, infused automation into every process, and made transparency a foundational feature, not an afterthought. What emerged wasn’t just better software, but a smarter, faster, and more scalable solution built to meet the evolving needs of specialty finance.

The Comeback

FactorFox re-entered the market with a clear mission to replace outdated systems and become the operating system for modern funding. This isn’t just an upgrade or a version two; it’s a complete redefinition of how funding businesses operate. With fresh vision, powerful technology, and a relentless focus on user needs, FactorFox is here to transform the backbone of specialty finance.

The Movement

Today, FactorFox is driving a new era in specialty finance. It powers transportation, ABL, and PO funders, supports general factors and startup lenders, and fuels platforms that process millions in invoices every month. Behind it all are teams that refuse to settle for clunky, outdated back-office tools. They’ve joined a movement built on speed, clarity, and control. This is only the beginning for FactorFox, and we want you to be a part of it.